You can earn up to 10% annual percentage yield (APY) each month on balances in your Wicket Save Account up to and including $10,000 by referring friends & family to Wicket. For each qualified referral, you will receive a 0.5% APY boost that will last 6 months. To receive boosted APY interest on Wicket Save Account balances, you must spend $75 or more, monthly, with your Wicket debit card. To receive the maximum 10.00% APY on balances up to and including $10,000, you must have 20 qualified referrals. The APY boost for referrals is subject to change. Balances over $10,000.00 will not earn interest. Fees may reduce earnings. For more information, click here.